As a Small Business owner, understanding your cash flow is a critical part of effectively running your business. When you know where your money is coming from and where it is going, you can manage your money more effectively.

To get the most out of this cash flow tool, you will need to know your earnings and expenses for operations, financing and investments.

Use this calculator to review your cash flow on a regular basis to see where you can save, invest and make appropriate expenditures.

 What is your current cash flow?
1. Enter the amount of cash you have on hand at the beginning of the month into the "Starting Cash" field.
2. Click each of the buttons to enter your earnings and expenses for operations, financing and investments for the month.
3. Select "Calculate cash flow" to view your cash flow report and receive suggestions on how to improve your cash flow. (Need Help?)
$
$ Enter Expenses
$ Enter Investments
$ Enter Financing
Calculate Cash Flow

The CIBC Cash Flow Tool is a simplified tool that provides general information only, and reflects the information that you have inputted. This tool is not a loan qualifier. Accordingly, CIBC is not liable for the calculator's results, nor for anything you may do in reliance on the results. For specific suggestions respecting your cash flow situation, you should consult a CIBC business advisor.