Receive real-time fraud alerts

Smartphone screen showing a valid CIBC fraud alert text. Sender: There may be an unusual transaction on VISA card ending 1234. CIBC flagged $956.23 at Best Buy.CA#. Do you recognize this? Reply Y or N.

How it works

  • Upon verification, we will unblock your card for future transactions. If your transaction was declined, you will be prompted to re-attempt your transaction. Some merchants may re-attempt the transaction automatically; otherwise, you may need to re-attempt the purchase. The merchant can confirm if the transaction was successful. Alternatively, you can refer to your CIBC Online Banking® account to determine whether the purchase was successful. A pending transaction on your CIBC Visa* transaction history will confirm if the purchase was successful. 
  • If you do not recognize the transaction, we will need to speak with you. We’ll try to reach you by phone and connect you directly to a fraud specialist for assistance.

A text notification from 242–225

These alerts will include information about a recently blocked or suspicious transaction and will give you the option to reply with “Y” or “N” to confirm a purchase.

An automated call from 1-800-267-5193

These calls will include information about a recently blocked or suspicious transaction and will give you the option to unblock your card using your keypad.

An email from Alert@CIBCmonitoring.com

These alerts will advise you of potential suspicious activity on your account and will provide a phone number to reach us.

What to expect

Smartphone screen shows fraudulent alert text
A text notification from 242–225
Smartphone screen shows fraudulent alert text
An automated call from Opens your phone app1-800-267-5193
An email from Alert@CIBCmonitoring.com

What we’ll never send you

Smartphone screen shows fraudulent alert text
A text or email asking for your sign-on ID, password or personal information
Smartphone screen shows fraudulent alert text
A text or email linking you directly to our banking website or sign on page

If you receive a suspicious text or email message, don't respond to it. Instead, forward it to fraud@cibc.com.

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